Investment laons

Main terms of the loan:
 
Currency-Sum
The loan amount is 70% of the investment loan
The term of the loan is from 3 to 10 years (the grace period for the main debt is 12 months)
 
Interest rate is-up to base rate* + 4.0%
 
Securing a loan:
 
• Security deposit
• Sale of movable and immovable property
• Third-party guarantee
• Insurance policy
• Other types of security under the law.
 
Documents to be submitted:
 
• Statement
• Business plan
• Financial statements
• Constituent documents
• Decision on the consent of the founders to receive a loan and provide security
• Other necessary documents.
• Security documentation:
 
If there is a deposit:
 
• Property Valuation Report
• Cadastral documents, technical passport and / or technical supervision
• Minutes of the founders ' meeting on the consent to the provision of collateral
 
If a third-party act as a guarantor:
 
• The balance sheet of the guarantor company and its appendices
• Auditor's Report
• Minutes of the founders ' meeting on the consent to issue a pledge
• Foundation documents (certificate, charter, foundation agreement)
• For insurance purposes:
 
Insurance contract and policy
• Insurance policy
 
* The base rate is set monthly by the  Liquidity management Committee of Aloqabank. Base rate for January 2021 = 19.5%
01-09-2020
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