Loans for working capital
Working capital
For production, trade and service enterprises with a constant cash flow:
The loan amount is - Up to 50% of the account turnover (the latest annual report of the company)
Loan term is-up to 12 months
Interest rate (annual): up to base rate* + 6.0%
Securing a loan:
- Security deposit
- Sale of movable and immovable property
- Third-party guarantee
- Insurance policy
- Other types of security under the law.
Documents to be submitted:
- Statement
- Business plan
- Financial statements
- Constituent documents
- Decision on the consent of the founders to receive a loan and provide security
- Other necessary documents.
Delivery documentation:
If there is a deposit:
- Property Valuation Report
- Cadastral documents, technical passport and / or technical supervision
- Minutes of the founders ' meeting on the consent to the provision of collateral
If a third-party act as a guarantor:
- The balance sheet of the guarantor company and its appendices
- Auditor's Report
- Minutes of the founders ' meeting on the consent to issue a pledge
- Foundation documents (certificate, charter, foundation agreement)
For insurance purposes:
- Insurance contract and policy
* The base rate is set monthly by the Liquidity management Committee of Aloqabank. Base rate for January 2021 = 19.5%
01-01-2016When using the site materials reference to the site is required www.aloqabank.uz