Aloqachi microloan


Basic terms of the loan:

Name of the loan

Loan amount

Maturity

Grace period

Annual interest rate

Provision of the loan

“Aloqachi”

Minimum amount – 3 million soums

Maximum amount – up to 100 times the size of the basic estimated income value. 

12-24 months

3 months

24%

Through plastic cards opened within the framework of the Salary Project at JSC Aloqabank

36 months

3 months

25%

 

 

Requirements for citizens receiving microloan "Aloqachi":

 

  • The resident of the Republic of Uzbekistan who is 18 years old but not older than 60 years old who has a permanent place of work and at least 6 months of income from the  last place of work.   
  • To be an employee of an organization in the communication industry with their main account in JSC «Aloqabank»
  • The indicator of debt burden does not exceed 50 percent.

 

As a loan provision, the following are accepted:

  • Warrany of a third party


Neccessary documents 

1. Passport copy;

2.A certificate of work from the place of work and income for the last one year (position, SHJBPH number and Taxpayer Identification Number (TIN) must be indicated).

If a third-party warranty is prodivded as acollateral for the loan, the following documents are prodided by the warrantor: 

If the warantor is an Individual;

  • A copy of the passport (the original is indicated);
  • A certificate of work from the place of work and income for the last one year (position, SHJBPH number and Taxpayer Identification Number (TIN) must be indicated).

If the warantor is a legal entity;

  • Accounting balance sheet and applications of the guarantor enterprise
  • Auditor's conclusion
  • Declaration of consent of the Constituent Assembly for the provision of guarantees

 

11-01-2021

When using the site materials reference to the site is required www.aloqabank.uz