Overdraft

Basic terms of an overdraft:

Loan amount 

Maturity

Annual interest rate

Form of loan provision

Up to 3 times the average monthly salary of the borrower, but not more than 100 times the size of the basic estimated value

up to 1 year

23%

By transferring funds to a bank payment plastic card opened as part of the salary project of JSC"Alokabank"."

For security purposes for the loan, the Bank accepts:

  • Third-party warranty;
  • liquid property.

To get an overdraft, the following documents are provided to the Bank:

  • A copy of  passport (the original is provided to check);

Information about the borrower's income (co-borrower, individual guarantor) is requested from the information database of the State Tax Committee (STC). If there is no possibility to obtain information on income from information database of the STC (if an application is received from a client that does not pay income tax or has an exemption to pay income tax or if you encounter technical problems in the information database of the STC and the internal system of the Bank) information about the income is provided by the borrower (the co-borrower is an individual)

In Surkhandarya and Mirabad branches, the provision of this type of credit is temporarily suspended (with the exception of complex service centers)

06-05-2020
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