Tertiary loan


Conditions of the educational loan allocated by Alokabank to individuals at the expense of the Ministry of Finance of the Republic of Uzbekistan

The purpose of the loan 

 is to make payments under the contract in order to receive education on a fee-and-contract basis on a full-time basis in higher educational institutions operating in the Republic of Uzbekistan.


The principal amount of the loan is repaid within 7 years, starting from the 7th month after graduation, taking into account the period of study at higher educational institutions.

Interest rate 

It is set in the amount of the main rate of the Central Bank of the Republic of Uzbekistan.

The amount of the loan

Payment is based on the amount of the contract.

Type of collateral  **

  • If the loan amount does not exceed 100 times the base settlement amount - a third party guarantee;
  •  If the loan amount exceeds the base calculated amount by more than 100 times – the pledge of liquid property.

If a third-party waranty is provided as collateral for the loan, the following documents are provided by the warantor:

if a warantor is an Individual

  • A copy of passport (the original is provided to check) 

If the warantor is a legal entity:

  • Balance sheet with attachments;
  • Audit report;
  • Decisions of the founders on consent to warranty



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