Tertiary loan

The terms of the loan: 

Loan amount

Maturity

Annual interest rate

According to the formalized agreement (contract) between the student and the higher educational institution in accordance with the established procedure for study on the basis of a payment-contract

12 months

26%

24 months

26,9%

As a loan provision, the following are accepted:

  • Third party guarantee if the loan amount is up to 100 times the amount of the base calculation;
  • Guarantee of liquidated property in case the loan amount exceeds 100 times the amount of the base calculation

Neccessary documents:

  1. A copy of passport (The original is provided to check);

Information about the borrower's income (co-borrower, individual guarantor) is requested from the information database of the State Tax Committee (STC). If there is no possibility to obtain information on income from information database of the STC (if an application is received from a client that does not pay income tax or has an exemption to pay income tax or if you encounter technical problems in the information database of the STC and the internal system of the Bank) information about the income is provided by the borrower (the co-borrower is an individual)

  1. Formalized agreement (contract) between the student and the higher educational institution in accordance with the established procedure for study on the basis of payment-contract.
  2. Supply documentation

If a third-party waranty is provided as collateral for the loan, the following documents are provided by the warantor:

if a warantor is an Individual

  • A copy of passport (the original is provided to check) 

If the warantor is a legal entity:

  • Balance sheet with attachments;
  • Audit report;
  • Decisions of the founders on consent to warranty
01-06-2021

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