Universal microloan

Basic terms of the loan:

Name of the loan

Loan amount

Maturity

Annual interest rate

Provision of the loan

Universal

Minimum amount – 3 million soums

Maximum amount – up to 40 million soums

12 months

24,9%

The funds are transferred to the  bank card of the client opened in JSC "Alokabank"

24 months

25,9%

36 months

26,9%

 

 

As a loan provision, the following are accepted:

  • Guarantee of a third party with a micro-loan amount of up to 40 (forty) million soums;
  • The pledge of liquid property in case of exceeding the amount of the micro-loan of more than 40 (forty) million soums.


Neccessary documents 

  1. The original of the identity document of the client (passport or identity card of an individual). 

Information about the borrower's income (co-borrower, individual guarantor) is requested from the information base of the State Tax Committee (SSC). If it is not possible to obtain information about income from the information base of the SSC (the application is received from a client who does not pay income tax or has an income tax benefit, or if there are technical problems in the information base of the SSC and the internal system of the bank), information about income is provided by the borrower (as well as the co-borrower and/or the individual guarantor).

If a third-party waranty is provided as collateral for the loan, the following documents are provided by the warantor:

if a warantor is an Individual

  • A copy of passport (the original is provided to check) 

If the warantor is a legal entity:

  • Balance sheet with attachments;
  • Audit report;
  • Decisions of the founders on consent to warranty;

 

06-01-2021

When using the site materials reference to the site is required www.aloqabank.uz